PPM Capital must follow federal law when attempting to collect a debt, and many consumers are unaware when those limits are crossed. Harassment may include repeated phone calls, contacting you at inconvenient times, or making false threats of legal action, arrest, or wage garnishment. The FDCPA also requires collectors to send a written debt validation notice within five days of first... https://protectionforconsumers.com/stop-best-service-company-debt-collection-harassment/